Archive for September, 2009

CGTMSE – Collateral Free Loan Scheme

Saturday, September 19th, 2009

Many Micro, Small and Medium Business Entrepreneurs (MSMEs) may not know and Banks don’t popularize it for obvious reasons. But, Collateral free fund based limit up to a maximum of Rs.100 lacs is available for MSEs.

CGTMSE – Credit Guarantee Fund Trust for Micro and Small Enterprises, guarantees collateral free credit up to a maximum of Rs.100 lacs through banks. I recently got a client of mine sanctioned Rs.75 lacs and I thought I should share it Small Business Entrepreneurs. Eligibility criteria are as follows. (more…)

Two Goodies and a Back Flip

Thursday, September 3rd, 2009

I chanced on to Mikogo and tried it in conjunction with Skype. Excellent tool. I can set up a meeting and get all my participants to see my monitor in their screen real time while voice of the participants is carried via a Skype Conference. Scope, obviously is infinite. There are other tools. But this one is simple and free. I am not elaborating further since I plan a separate post on Mikogo.

Second is the personal income tax calculator for salaried persons provided by Y.Nithyanandan  in his web site for the past, may be twelve years. Freely downloadable. (more…)