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PM Modi's announcement of demonetization of Rs.1000 and Rs.500, seems to have polarized the country – People who have black money against whom Modi is waging a war, and others who know how to make it white and are willing to offer their services. And virtually everyone is a financial and economic expert who has very strong view one way or another.

In India, like any other place in the world, a Non IT start up at small to medium scale happens because the promoter actually knows to do something. Period. IT start up happens in two forms. One the start up entrepreneur actually knows to do...